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Three Peaks was founded by Alain Vandekan, a serial entrepreneur who saw opportunity where others saw risk. In 1989, Alain identified a gap in the market—one that big insurers were reluctant to touch. It was made up of passionate, hard-working entrepreneurs who kept their communities moving: small service providers, one-man driving schools, and niche businesses. They were the backbone of South Africa's economy, yet often deemed too small, too risky, or too complex to insure. Alain saw potential where others saw problems. He believed these business owners deserved better, fair, and transparent ways to insure and manage cashflow, with financial systems that worked for them, not against them. Partnering with Debbie Jones, a corporate banker with deep expertise in cashflow risk management and business growth, they started with debit order processing—a service that quickly grew into a comprehensive financial solutions company and laid the foundation for the trusted financial services partner we are today. As clients' needs evolved, so did we—introducing debt collection, digital and integrated solutions, and niche asset protection. Every solution is built on one principle: help businesses streamline and collect what's owed, protect what they've built, and focus on growth. At first, we competed with the banks. Over time, however, the banks recognized something powerful—our work supported a shared vision where clients felt heard, supported, and enabled to grow. Word of mouth spread, and banks began referring businesses to us, transforming competition into collaboration and creating a network of financial trust that still drives Three Peaks today. This network operates within the National Payments System, overseen by the South African Reserve Bank, ensuring every transaction we manage meets the highest standards of security and compliance.
More than 35 years later, our story continues—with the same courage, care, and purpose that started it all. Our technology has advanced, our reach has expanded, and our solutions have grown smarter—but our heart hasn’t changed. We’re still people helping people: empowering entrepreneurs, established businesses, and professionals to manage their cashflow and asset protection with confidence and trust. Today, Three Peaks stands as a trusted financial services partner across industries—known for reliability, transparency, and human connection. From automated collections and payments to digital platforms and asset protection, we simplify, insure, and make cashflow seamless, sustainable, and secure. Looking ahead, we’re extending our purpose through innovation and impact-driven solutions like Making Giving Easy, designed to help non-profits and faith-based organisations manage donor and subscription payments with the same efficiency and integrity that have defined us for decades. Because after all these years, one truth still stands: When cashflow is streamlined, the asset grows. At Three Peaks, we make the movement of money effortless—so you can focus on what truly matters: growing your business, serving your clients, and creating lasting impact. Three Peaks – Cashflow made easy and Insurance Simplified.
Stable cash flow is the lifeblood of any business. Our debit order solutions make income predictable and stress-free, giving business owners the space to focus on growth.
Protecting the assets you’ve worked so hard to build is just as important as growing them. That’s why we provide short-term insurance tailored to both businesses and individuals.
When payments fall behind, relationships don’t need to. Our debt collection team focuses on recovering funds with care, professionalism, and compliance.
Strong partnerships start with trust. Our credit checks help you make informed decisions from the very beginning.
We love what we do, and are motivated by the desire to help our customers to BE THEIR BEST. Expressed enthusiasm for the task being done and shared goals.
Acting with integrity and making judgments that are honest, and well-intentioned.
Treating all employees, customers (ours and theirs), and leadership with dignity and respect, and cultivating strong connections at all levels of the organisation.
Being able to swiftly adjust to new situations and overcome unexpected hurdles.
Understanding another person's sentiments allows us to relate to their ideas and feelings and helps us respond with love and compassion.
Collaboration is at the heart of how we operate; we share knowledge openly, celebrate teamwork, and build lasting partnerships that drive mutual success.
Continuously performing and delivering on our promises. Taking responsibility for our decisions and their results. Continuously learning and keeping our eye on the horizon.
Using innovative and progressive ideas to challenge the existing quo. Finding new ways to think, learn, and do.
To be the pulse of your company’s cash flow. Through wisdom, experience, and technology, we help you be your best, enabling meaningful and sustainable contributions to your community, your country, and the world.
To build a truly cashflow-centric economy by providing seamless and sustainable payment solutions. Tech-enabled, secure, convenient – trusted advisors, safeguarding the assets that matter most to our clients.
Best experience. Best results.
