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Smart debit order solutions backed by real people — because when cash flow runs smoothly, so does your business.
It's time for debit order solutions that put your business first — reliable, flexible, and backed by real support, not just software.
Stay in control with scheduled collections, real-time reporting, and the flexibility to add, remove, or update debtors whenever you need.
Say goodbye to manual processes and payment chasing. Our system handles the heavy lifting so your team can focus on moving forward.
From Xero integration to manual uploads, we provide options that match how you work, not how we think you should.
Collect payments your way, whether fixed or variable, recurring or once-off, with a system designed to work the way you do.
Choose when to collect, whether monthly, quarterly, on invoice, or on custom terms. We ensure payments come in as expected.
Authorising payments has never been easier. Our Digital Mandate offers a seamless, secure, and fully compliant way for clients to give payment consent.
Before collecting payments, your customer needs to give permission through a debit order mandate. You can use a traditional paper form or our quick, secure, fully branded Digital Mandate — which builds trust and looks professional. Once signed, you’re authorized to debit their account for the agreed amount.
After authorization, submitting collections with Three Peaks is simple and designed to fit your workflow. We offer several ways to send debit order instructions, and we handle the rest—making sure payments arrive on time without any hassle.
Customers can cancel a debit order with their bank, but that doesn’t cancel what they owe you. Keep contracts, invoices, and statements handy to protect yourself. If needed, we’ll guide you through disputes and offer Debt Collection services to help recover unpaid funds.
Whether through direct Xero integration or simple file uploads, choose the payment solution that fits how your business works best.
Online Customers Client Portal
Manage your customers and debit order collections directly in our Client Portal. Stay in control with easy-to-use online tools and simplify your cash flow.
External Systems File Upload
Already working in your own system, accounting software, or spreadsheets? No problem. Just upload your debit order instructions through our secure file upload process — fast, simple, and seamless.
Xero Integration Effortless Sync
Using Xero for invoicing? With our direct integration, you can collect payments automatically and have them receipted back into Xero — no extra admin, no double handling.
Accuracy that saves time and money.
Prevent failed payments before they happen. We verify account details upfront using CDV and AVS, so your debit orders are processed against active, valid accounts — reducing errors, saving time, and cutting admin.
Effortless debit order approvals.
Speed up approvals with a secure, fully digital, paperless process. Branded for your business and compliant with regulations, our Digital Mandates support multiple signatories — making onboarding quick and easy.
Need to extend your debit order solution with our related services?
Peace of mind before you get started
Debit orders give you control; credit checks take it a step further. Assess a customer’s financial health upfront to reduce risk and make confident, informed decisions from day one.
Support when it matters most
Even with debit orders in place, missed payments can happen. When they do, our in-house debt collection team is ready to step in. We handle follow-ups professionally and compliantly.
We’re continuously expanding connections with trusted services to create a more seamless workflow within our platform. With integrations like XERO already available — you can manage your collections and processes with greater ease, all from one place.
Independent applications integrate effortlessly with our platform, extending functionality and streamlining processes across connected systems — all without the need for coding.
With our API, you can integrate directly into your own software for maximum flexibility. Keep full control of your customer management and automation, while Three Peaks powers your collections securely and reliably in the background.
Ask anything. We’re here to help.
A debit order is an agreement that authorises a third party, like Three Peaks, to automatically withdraw money from a customer’s bank account for services or subscriptions. Three Peaks manages this securely and efficiently, helping you improve cash flow, reduce admin, and minimise bad debt.
Our digital mandate is included at no extra cost, offering a fully compliant, paperless authorisation process.
Not at all — we support businesses of all sizes, from startups and SMEs to large enterprises and NPOs.
